Privacy Preference Center | Equifax® (2024)

FAQs

How do I know if I was affected by the Equifax breach? ›

Affected Consumers are U.S. consumers whose personal information was impacted by the Equifax breach. Once the MDL Court approves this settlement, you will be able to find out if you are an Affected Consumer: Online by clicking on the “Am I Impacted” button at www.EquifaxBreachSettlement.com; or.

You can ask Equifax to delete your personal information.

The Equifax data breach had a powerful impact: Victims of the breach will benefit from a $425 million settlement that's nearing its end. Federal lawmakers have made minor changes related to data privacy. Equifax has spent $1.6 billion to shore up its cybersecurity defenses.

You also have the Right to Opt-Out of the sharing and selling of your personal information. To exercise this right and ask Equifax to stop sharing and selling your personal information, complete the form below. You also have the Right to Opt-In to the sharing and selling of your personal information.

January 22, 2020

Everyone who was confirmed as hit in the data breach had the opportunity to file a claim, and choose either a $125 settlement payment or 10 years of free credit monitoring from Equifax.

There are other items that cannot be disputed or removed due to their systemic importance. For example, your correct legal name, current and former mailing addresses, and date of birth are usually not up for dispute and won't be removed from your credit reports.

If you see information on your Equifax credit report that you believe is inaccurate or incomplete, simply file a dispute, and we'll look into it right away. Once you've submitted a dispute, we'll investigate and return your results. If we do find that information on your credit report needs to be updated, don't worry.

If your credit report contains outdated or inaccurate personal information like an old address, you can get it removed by filing a dispute with each of the three major credit bureaus – Experian, Equifax, and TransUnion.

The Equifax breach is unprecedented in scope and severity. There have been larger security breaches by other companies in the past, but the sensitivity of the personal information held by Equifax and the scale of the problem makes this breach unprecedented.

What is the most hacked company? ›

Lack of transparency, not only put the company at greater levels of company risk, it also served to unknowingly expose millions of consumers to higher levels of personal risk. This in turn makes the General Public less forgiving of Equifax in how it handled the issue.

How secure is the information I provide to Equifax.com? Social Security number and credit card number(s) are encrypted before being transmitted to/from our servers. For your security, this site requires the use of a 128-bit SSL compatible browser.

Is Your Information Secure with Experian? Experian prides itself on providing exceptional service without compromising the personal information of its customers. The privacy policy outlines how information is used and how the credit reporting agency complies with both legal requirements and consumers' expectations.

The website will ask you for the last six digits of your social security number and your last name, and then will tell you if you have been affected. You can also call 1-833-759-2982.

One of the best ways to check if you have been hacked is to enter your email into a number of data breach websites that track breaches and verify them as genuine. The websites will tell you if your email and associated passwords were part of any known data breaches.

You may already know that there are multiple ways you can get a free credit report. You can get free Equifax credit reports at annualcreditreport.com. You can also receive free Equifax credit reports with a myEquifax account. Just look for "Equifax Credit Report" on your myEquifax dashboard.

In addition to receiving email alerts with your Equifax product, you can also receive text message alerts by signing into myEquifax, clicking on your name in the top right corner and going to My Account/Alert Settings.

How secure is the information I provide to Equifax.com? Social Security number and credit card number(s) are encrypted before being transmitted to/from our servers. For your security, this site requires the use of a 128-bit SSL compatible browser.