Why baby boomers and retirees are ditching Florida for Appalachia (2024)

The stereotype of baby boomers moving to Florida post-retirement is one of the oldest around. But while many people from that generation have indeed retired to the Sunshine State, recent reports indicate that boomers are now abandoning Florida for an unlikely alternative: Southern Appalachia, a region that includes Northern Georgia, the Carolinas, and portions of Tennessee and Virginia.

An influx of boomers moving to Appalachia is "transforming the region from poor, serene and rustic to a bustling retirement haven," said a recent report in The Wall Street Journal. These boomers have become known in Appalachia as "halfbacks," which the Journal said is a "reference to how many first moved from the Northeast and Midwest down to Florida before settling somewhere in between."

Historically, this region has been besieged by negative press coverage, painting a "portrait of Appalachia the same way: poor, backward and white," NPR said. However, in shifting the demographics of the region, boomers may alter that narrative. What is specifically causing this change, and what's next for the Appalachians?

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Why are boomers moving from Florida to Appalachia?

Most of the boomers moving to Appalachia are "drawn by lower housing costs and living expenses, lower taxes, lower insurance costs, low crime, warm weather (but with seasons) and less chance of hurricanes," the Journal said. One retired couple, Ed Helms and his wife Johnnie Helms, moved fromPanama City Beach, Florida, to Northern Georgia to escape rising costs of living and hurricanes.

Property insurance in Panama City Beach "was going sky high," Helms said to the Journal. The couple was "tired of being unable to find a place to sit in restaurants. Everything was getting out of reason. We wouldn't go back for anything."

Other hypotheses for the recent demographic change include a pandemic-inspired longing for quiet and the natural world. The Covid-19 pandemic "helped fuel interest in Appalachia because people wanted to get back to nature and leave crowded areas," Gayle Manchin, the Appalachian Regional Commission's co-chair and wife of Sen. Joe Manchin (D-W.V.), said to the Journal. Manchin "expects southern Appalachian growth to continue as more Americans retire."

How is this change affecting Appalachia?

The boomer shift has caused a sudden population surge in Appalachian areas that were previously rural. It has "brought forth a sort of whiplash," Business Insider said, as "counties once defined by miles of countryside now see sustained development — newly-sprouted retirement communities featuring upscale amenities."

All of these new retirees need places to shop and eat. So, unsurprisingly, big-box stores "have also crept further into Southern Appalachia, where local downtowns have long been the economic engines of many towns and small cities," said Business Insider. Major chain restaurants and shopping destinations like Walmart have become commonplace throughout the region.

All of this has resulted in a major spike in the number of people living in the region. From April 2020 to July 2022, the population in Southern Appalachian counties designated "retirement" or "recreational areas" increased by 3.8%. This is more than six times the national average, said Hamilton Lombard, a demographer at the University of Virginia, to the Journal.

Georgia's Dawson County —where the Helms live —has seen some of the largest growth in Appalachia. Dawson saw a 12.5% population increase from 2020 to 2022, ballooning the county's population to more than 30,000, plus the "population aged 65 years or older reached 21% of the county in 2022, up from 14.1% in 2010," said the Journal.

How do native Appalachians feel about this?

Many appear angry at the development. In Dawson County, arguments "erupt regularly on Dawson Facebook pages over newcomer-spurred traffic, which has been a shock to the folksy culture for which this Republican-dominated county is known," the Journal said.

For many of the residents native to Appalachia, the influx of boomers is "transforming the region and causing a major effect on the rural communities who have resided there for generations," the Tallahassee Democrat said. The continuing population bumps "have caused longtime residents of Appalachia to worry about rising housing costs and impacts to the environment," the Democrat added.

"They ought to go back where they come from," Helen Anderson, who has lived in Dawson County her whole life, said to the Journal.

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Why baby boomers and retirees are ditching Florida for Appalachia (2024)

FAQs

Why baby boomers and retirees are ditching Florida for Appalachia? ›

Why are baby boomers heading for Appalachia? According to WSJ, baby boomers are shifting retirement trends due to several factors, such as the threat of hurricanes, increased traffic congestion, and elevated costs.

Why are boomers leaving Florida? ›

Why are boomers moving from Florida to Appalachia? Most of the boomers moving to Appalachia are "drawn by lower housing costs and living expenses, lower taxes, lower insurance costs, low crime, warm weather (but with seasons) and less chance of hurricanes," the Journal said.

Did boomers moving to Florida end up in Appalachia? ›

Boomers who once flocked to Florida are increasingly ditching the state for southern Appalachia. A recent Wall Street Journal report highlighted the so-called "halfbacks" who have settled in the region. Many of the new arrivals sought an escape from the continual threat of extreme weather in Florida.

Why is Appalachia the new Florida for retirement? ›

Retirees are opting out of Florida due to rising costs and looking towards Appalachia for a more affordable and high-quality lifestyle. Appalachia offers low cost of living, lower housing and insurance costs, and tax advantages compared to Florida, making it an attractive retirement option.

Are retirees leaving Florida? ›

Retirees are leaving Florida because it's too crowded and the hordes from New York and other states are driving prices up for everything.

Why are people moving out of Florida? ›

They got soaring costs and a culture war. Florida has seen a population boom in recent years, but many longtime residents and recent transplants say rising costs and divisive politics have them fleeing the Sunshine State.

What are boomers who moved to Appalachia called? ›

Dawson is changing in ways big and small, as baby boomers known as “halfbacks” transform southern Appalachia—the moniker a reference to how many first moved from the Northeast and Midwest down to Florida before settling somewhere in between.

Is Appalachia getting better? ›

The share of Appalachian residents in poverty fell 2.2 percentage points in 2017-2021. Poverty decreased in all subregions, county types, and states. The decline was greatest in Appalachian Georgia, North Carolina, Mississippi, and Tennessee, where poverty fell by at least three percentage points.

Why did people move to Appalachia? ›

Originally from Scotland and the north of England, they left the eastern seaboard to venture into the wilderness of the Appalachian frontier because they wanted highland vistas, land, and as few neighbors as possible.

What is the aging population in Appalachia? ›

The Region's population is generally aging at the same rate as the nation, with the median age rising to 41.3 years over the 2010-2021 period. However, certain portions of Appalachia are aging faster than others and the nation as a whole.

Where are most retirees in Florida? ›

Fort Myers is located along Florida's Gulf Coast and the Caloosahatchee River. Nearly a third of the population is age 65 or older in this popular retirement destination. Seniors in Fort Myers can create a relaxing beach retirement lifestyle, even on a modest budget.

What is the only state completely in Appalachia? ›

This includes all of West Virginia – the only state completely within the Appalachian Region – and parts of 12 other states: Alabama, Georgia, Kentucky, Maryland, Mississippi, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, and Virginia.

What state has the most benefits for retirees? ›

Florida has regained its status as the best state for retirees in 2024. That's according to WalletHub's latest "Best and Worst States to Retire" study. In 2023, Virginia took the top spot and knocked Florida down to No. 2.

Can I retire in Florida on $3,000 a month? ›

Q: Can I retire in Florida on $3,000 a month? A: According to a GOBakingRates study, there are several cities in Florida where you can live on $3,000 — or even less — each month, including Pensacola and Panama City.

Why are people leaving Florida in 2024? ›

In 2024, apparently, it's all about the Carolinas — their coast, their mountains, their more temperate climate and — most importantly — their affordable cost of living, say the moving pros at PODS, who've analyzed heaps of customer data to identify the latest trends.

Why are fewer people retiring to Florida? ›

Florida received about 11% of all state-to-state retirement moves in 2023, according to U.S. Census Bureau data analyzed by HireAHelper. “But there's reporting that current Florida retirees are actually looking into leaving the state because of those housing costs.

Why not retire in Florida? ›

But expensive housing isn't the only thing repelling retirees from the state. Inflation and stock market dips have also negatively impacted their financial situation. In response, seniors are seeking more affordable places to call home.

Why are boomers not retiring? ›

Most peak boomers aren't financially ready for retirement

The best prepared for retirement are those who are White, male and college educated, according to median retirement savings.

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