Safest and Cheapest Places to Live in Florida in 2024 (2024)

Thinking of Moving to Florida? These 10 Safest Spots Will Give You Peace of Mind. Florida is a popular destination for people who want to enjoy the sunshine, the beaches, and the attractions of the Sunshine State. But living in Florida can also be expensive, especially in the big cities and tourist hotspots. If you are looking for a place to live in Florida that is affordable, safe, and desirable, you may want to consider some of these options. Here are some of the cheapest and safest places to live in Florida based on data from AreaVibes, Zillow, and Bestplaces.

Table of Contents

1. Tavares

Tavares is a small city in central Florida that is known as the “Seaplane City” because of its seaplane base and marina on Lake Dora. Tavares has a population of about 17,000 and a cost of living index of 90, which is 10% lower than the national average. The average home price in Tavares is around $230,000, which is 44% lower than the Florida average.

The crime rate in Tavares is also low, with 14 crimes per 1,000 residents, compared to the state average of 23. Tavares offers a variety of amenities, such as parks, museums, restaurants, and festivals.

2. Lake Wales

Lake Wales is another small city in central Florida that is located in the Lakeland-Winter Haven metropolitan area. Lake Wales has a population of about 16,000 and a cost of living index of 86, which is 14% lower than the national average. The average home price in Lake Wales is around $165,000, which is 60% lower than the Florida average.

The crime rate in Lake Wales is also below average, with 18 crimes per 1,000 residents. Lake Wales has many attractions, such as Bok Tower Gardens, Spook Hill, Lake Wales Museum, and Lake Kissimmee State Park.

3. Lady Lake

Lady Lake is a town in central Florida that is adjacent to The Villages, a large retirement community. Lady Lake has a population of about 15,000 and a cost of living index of 92, which is 8% lower than the national average. The average home price in Lady Lake is around $240,000, which is 41% lower than the Florida average.

The crime rate in Lady Lake is also low, with 12 crimes per 1,000 residents. Lady Lake has many amenities for seniors, such as golf courses, recreation centers, shopping plazas, and medical facilities.

4. Ocala

Ocala is a city in north-central Florida that is known as the “Horse Capital of the World” because of its many horse farms and equestrian events. Ocala has a population of about 64,000 and a cost of living index of 99, which is equal to the national average. The average home price in Ocala is around $275,000, which is 33% lower than the Florida average.

The crime rate in Ocala is slightly above average, with 24 crimes per 1,000 residents. Ocala has many attractions for nature lovers, such as Ocala National Forest, Silver Springs State Park, and Rainbow Springs State Park.

5. Daytona Beach

Daytona Beach is a city on the Atlantic coast of Florida that is famous for its beaches, motorsports, and spring break parties. Daytona Beach has a population of about 68,000 and a cost of living index of 97, which is 3% lower than the national average. The average home price in Daytona Beach is around $300,000, which is 27% lower than the Florida average.

The crime rate in Daytona Beach is high, with 40 crimes per 1,000 residents. Daytona Beach has many amenities for tourists and residents, such as Daytona International Speedway, Daytona Beach Boardwalk, and Daytona Lagoon.

6. Pine Hills

Pine Hills is a suburb of Orlando that is located about six miles from the city center. Pine Hills has a population of about 66,000 and a cost of living index of 94, which is 6% lower than the national average. The average home price in Pine Hills is around $300,000, which is 27% lower than the Florida average.

The crime rate in Pine Hills is above average, with 28 crimes per 1,000 residents. Pine Hills has some amenities for families and commuters, such as Barnett Park, Orlando West Shopping Center, and easy access to Orlando's attractions.

7. Gainesville

Gainesville is a city in north-central Florida that is home to the University of Florida, one of the largest public universities in the country. Gainesville has a population of about 142,000 and a cost of living index of 97, which is 3% lower than the national average. The average home price in Gainesville is around $282,000, which is 31% lower than the Florida average.

The crime rate in Gainesville is slightly above average, with 25 crimes per 1,000 residents. Gainesville has many attractions for students and residents, such as Florida Museum of Natural History, Butterfly Rainforest, and Paynes Prairie Preserve State Park.

8. Cape Coral

Cape Coral is a city on the Gulf coast of Florida that is known for its canals, boating, and fishing. Cape Coral has a population of about 200,000 and a cost of living index of 102, which is 2% higher than the national average. The average home price in Cape Coral is around $325,000, which is 20% lower than the Florida average.

The crime rate in Cape Coral is low, with 11 crimes per 1,000 residents. Cape Coral has many amenities for water lovers, such as Sun Splash Family Waterpark, Four Mile Cove Ecological Preserve, and Cape Coral Yacht Club.

9. Palm Coast

Palm Coast is a city on the Atlantic coast of Florida that is part of the Deltona-Daytona Beach-Ormond Beach metropolitan area. Palm Coast has a population of about 91,000 and a cost of living index of 103, which is 3% higher than the national average. The average home price in Palm Coast is around $330,000, which is 19% lower than the Florida average.

The crime rate in Palm Coast is low, with 10 crimes per 1,000 residents. Palm Coast has many attractions for beach goers and golfers, such as Flagler Beach, Washington Oaks Gardens State Park, and Palm Harbor Golf Club.

10. Port Orange

Port Orange is a city on the Atlantic coast of Florida that is also part of the Deltona-Daytona Beach-Ormond Beach metropolitan area. Port Orange has a population of about 64,000 and a cost of living index of 104, which is 4% higher than the national average. The average home price in Port Orange is around $335,000, which is 18% lower than the Florida average.

The crime rate in Port Orange is low, with 9 crimes per 1,000 residents. Port Orange has many amenities for families and retirees, such as Dunlawton Sugar Mill Gardens, Port Orange City Center Municipal Complex, and Spruce Creek Park.

ALSO READ: 10 Best Places to Live in Florida in 2024

References:

  • https://www.areavibes.com/
  • https://www.zillow.com/
  • https://www.bestplaces.net/
Safest and Cheapest Places to Live in Florida in 2024 (2024)

FAQs

What is the cheapest but safest place to live in Florida? ›

Deltona. Deltona has the lowest cost of living in Florida which is 16% lower than the national average. The city's crime rate which is 60% lower compared to other Florida neighborhoods also makes Deltona the safest place to live in the Sunshine State.

What city in Florida has the lowest crime rate? ›

Marco Island is the safest city in Florida, with fewer than 100 total crimes reported. 3 cities reported zero murders: Marco Island, Sunny Isles, and Doral. Kissimmee is the only city to report a higher per capita violent crime rate than the nationwide average, reporting 4.1 incidents per 1,000 people.

What is the safest area in Florida to live in? ›

Satellite Beach

The safest place to live in Florida is Satellite Beach. You'll feel safe living in this quaint city on Florida's space coast, which is home to just over 11,000 people. In 2022, there were only five violent crimes in Satellite Beach, making it the Florida city with the lowest crime rate.

Where is the safest place in Florida to live from hurricanes? ›

What are the safest cities in Florida from Hurricanes (Short Answer) Considering hurricanes of Categories 1 to 5, the most secure regions in Florida include Central Florida (for instance, Orlando), Northeast Florida (such as Palatka), Central West Florida (Tampa), and North Central Florida (including Gainesville).

What is the absolute best place to live in Florida? ›

The top-ranked city for quality of life in Florida is Sarasota. Situated on the Gulf Coast, Sarasota offers a unique blend of natural beauty, cultural attractions, and a high standard of living.

Where is the safest place to buy a home in Florida? ›

Marco Island

The largest of Florida's Ten Thousand Islands, Marco Island is the safest area in Florida, according to the FBI's data. It does have a high cost of living—with a median home price of $1.3 million. But some might say the white sandy beaches there make it priceless.

What part of Florida has the worst crime? ›

What City Has the Highest Crime Rate in 2023? The city with the highest crime rate in Florida is Lake City, which is situated between Jacksonville and Tallahassee, where 12,329 residents live. Lake City has a crime rate of 77.59 crimes for every 1,000 citizens, which is higher than in 98.6% of United States cities.

Where is the safest place to retire in Florida? ›

Where is the safest place for seniors to live in Florida? The Villages, Florida are widely considered to be the safest place in Florida for one to retire in. The number of crimes per 100,000 inhabitants in the community is 1,817 which makes this the safest place for seniors in Florida.

What town has the lowest crime rate? ›

Broadview Heights, Ohio is the safest place to live in the United States. It is safer than 94% of US neighborhoods. Violent crime rates in US have declined in the first half of 2023, but still continue to be above the levels seen pre-pandemic.

What is the safest state in the United States? ›

The safest state in the U.S., according to the U.S. News methodology, is New Hampshire. With a violent crime rate of 126 per 100,000 and a property crime rate of 1,011 per 100,000, New Hampshire enjoys a high rate of public safety.

What town in Florida is hurricane proof? ›

Image of the day in high resolution! This image acquired by one of the Copernicus Sentinel-2 satellites on 19 November shows the town of Babco*ck Ranch, in Florida.

Where in Florida is no flood zone? ›

Leesburg

Leesburg, Florida is considered one of the safest places in the state when it comes to the risk of hurricanes. It has a hurricane and tropical storm score of zero and it also has a low flood score. It is located in central Florida's Lake County and has a population of more than 31,249 people.

What part of Florida gets hit the worst with hurricanes? ›

Knowing that Northwest Florida and the Florida Keys are the region's most frequently hit by hurricanes can help you prepare. Homeowners in these areas should take appropriate measures to protect their property and lives by investing in hurricane-resistant features like impact-resistant doors and windows.

What is the safest and cheapest place to live? ›

Westminster, Colorado, is the most affordable and safest large city, with a five-year income change of 58% — the second highest in our study. Following closely are Surprise, Arizona; Thornton, Colorado; and Arvada, Colorado, each experiencing over 35% income growth and mortgage costs below 26% of household income.

What is the least expensive place to retire in Florida? ›

The most affordable beach towns in Florida for retirees include Palm Bay, known for its lower cost of living and beautiful beaches. Other affordable options are Daytona Beach, offering a mix of leisure activities, and Fort Pierce, recognized for its historic waterfront and affordable housing options.

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