Bajaj FinServ (2024)

FAQs

How to crack an interview at Bajaj Finserv? ›

Bajaj Finserv has low foreclosure and pre-payment charges that make this step affordable. You have to only ensure that the part pre-payment amount is greater than the value of one EMI. Fast approval, a high loan amount and flexible repayment modes make a personal loan from Bajaj Finserv better than the rest.

Is a Bajaj Finserv loan safe? Yes, a Bajaj Finserv loan is a safe loan to borrow as Bajaj Finserv follows strict lending guidelines. Bajaj Finserv offers ample features through its secured and unsecured offerings and doesn't levy any hidden charges.

Customer-Centric Approach

One of the secrets to Bajaj Finserv's success is their unwavering commitment to putting customers first. Their "Customer First" philosophy has not only helped them gain trust but also set industry benchmarks for customer service.

While the minimum CIBIL Score required for the Bajaj Finserv Insta EMI Card is 720, you should aim to fortify your creditworthiness by aiming for a score of 750 or more. The general consensus among lenders is that a score within the range of 750–900 is excellent.

Bajaj Finance shares dropped on BSE as investors reacted negatively to Q4 results. Motilal Oswal downgrades the stock to neutral rating citing weak FY25 guidance.

We may levy Bounce Charges, or Late Payment charges, if a borrower's EMI payments are irregular, as per our discretion. To know more about the applicability of these charges, click here. Borrowers should be cautious about avoiding this fee, as delayed payments can have a considerable impact on their CIBIL score.

Highest Credibility Ratings

So, to answer the question of how safe Bajaj Finance FD is, you need to know the credit ratings of this investment option. The good news is that it is one of the most highly rated investments, with an AAA/stable rating from CRISIL and an AAA/stable rating from ICRA.

What is the highest package of Bajaj Finserv? ›

The highest-paying job at Bajaj Finance is a Business Head with a salary of ₹75.6 Lakhs per year.

Bajaj Finserv Ltd. stands tall in India's financial world with a remarkable market value of ₹2.44 trillion. With 73,000 committed workers, it offers a broad array of financial products for people across India. The company provides a variety of loans including personal, home, business, auto, and gold loans.

I would like to work at bajajfinserv.in because it is a leading financial services company in India that offers a wide range of products and services to its customers. I am confident that I can contribute to the growth and success of the company with my skills and abilities.

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